If you are injured on the job, you are entitled to compensation, regardless of who is at fault.
Worker’s compensation laws require that your employer compensate you if you are injured in the course of your employment. Unlike other personal injury situations, you will not have to prove that your employer caused your injury. This makes recovering money from your employer much easier. Since recovering money is easier under the worker’s compensation process, you will not be permitted to recover as much money as you would in the typical personal injury lawsuit.
In order to take advantage of worker’s compensation laws, you must be an employee (not an independent contractor), and your injury must have occurred during the course of your employment. If you are injured on the job, your employer will pay for your medical expenses, and you will receive some percentage of your wages while you are unable to work. In exchange for these guaranteed payments you will not be able to sue your employer. You may, however, still sue any third party who may have negligently contributed to, or caused, your injury.